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    Brief Description of Coverage


    Travel Coverage

    Trip Cancellation: 100% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 125% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses for additional transportation costs to join trip or return home.

    Return Air Only: $750 per person

    Reimburses additional transportation costs to join trip or return home due to a covered reason.

    Trip Delay: $750 per person (Maximum of $150 per day)

    Reimburses for reasonable accommodations for a trip delayed more than 5 hours due to a covered reason.

    Missed Connection: $500 per person

    Reimburses additional transportation costs to join trip due to common carrier delay when delayed by 3 or more hours.

    Coverage may vary by state.

    Baggage Coverage

    Baggage & Personal Effects: $1,500 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage Delay: $300 per person

    Reimburses for the purchase of essential items if your bags are delayed more than 12 hours.
     

    Coverage may vary by state.

    Medical Coverage

    Medical Expense: $25,000 per person

    Covers necessary medical treatment during trip.

    Emergency Evacuation and Repatriation of Remains: $500,000 per person

    Covers evacuation expenses to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    Accidental Death & Dismemberment: $10,000 per person

    Covers loss of life or limb within 365 days of accident during trip.

    Extra Benefits

    When purchased within 21 days of initial payment

    • Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $50,000 of trip cost per person (limitations apply).
    • Coverage against cruise line, airline or tour operator default. (Financial Default is not covered for all suppliers.)


    Coverage may vary by state.

    Optional Coverage's

    Medical Coverage Upgrade Cancel For Any Reason
    Double Medical Expense Coverage Covers up to 70% of Trip Cost
    Double Emergency Evacuation Coverage Must be purchased when base plan is purchased
    Evacuation to Hospital of Choice Must be purchased within 21 days of initial payment
      Must cancel trip up to 48 hours prior to departure


    Coverage may vary by state.


    View the complete Description of Coverage  

Non insurance services are provided by Travel Guard. 
 
This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.