Frequently Asked Questions
For questions regarding coverage or to file a claim please call 1.877.328.2540
Q. What does this plan cover due to Trip Cancellation?
A. The insurer will reimburse the non-refundable, pre-paid payments or deposits if you must cancel your Trip for an unforeseen sickness, injury or death of yourself, a family member, traveling companion or business partner; you being subpoenaed, summoned for jury duty, hijacked or quarantined; your primary residence made uninhabitable by Natural Disaster, vandalism or burglary; or you or a Traveling Companion has a documented traffic accident, substantiated by a police report, while en route to destination; inclement weather causing delay or cancellation of travel; strike; terrorism or termination of employment. For a complete list of covered reasons for Trip Cancellation, please refer to the Description of Coverage.
Q. Will I be covered if I cancel my Trip for any reason?
A. Only certain unforeseen circumstances would be covered. A list of these circumstances is included in the Description of Coverage.
Q. What happens if a family member not traveling becomes ill or passes away? Is this covered?
A. An illness or death of a family member not traveling with you may be considered a covered reason for Trip Cancellation or Trip Interruption (conditions apply). The definition of a family member is included in the Description of Coverage.
Q. When does the coverage begin?
A. The coverage for Trip Cancellation will be effective for an Insured at 12:01 a.m. Standard Time on the date following receipt by the tour company of any required plan cost. All other coverages will begin on the later of: (a) 12:01 a.m. Standard Time on the scheduled Departure Date shown on the travel documents or (b) the date and time the Insured starts his/her Trip, provided any required plan cost has been paid.
Q. How do I file a claim?
A. Call us at 1.877.328.2540, 24 hours a day, 7 days a week. A representative will review and complete a claim form for you and explain what needs to be provided in order to pay your claim. The form will then be faxed or mailed to you for signature and to provide the appropriate documents.
Q: How can I cancel Trip Insurance? What are the conditions?
A: Call Travel Guard at 1.877.328.2540 within 15 days to request a cancellation of your travel insurance plan. When requesting a refund, we need to have the request in writing.
Q: What are the conditions for changing Trip insurance coverage?
A: The benefits and limits of your plan may not be changed. If you feel you need a different plan, please call Travel Guard at 1.877.328.2540 to make a purchase.
Q: I did not purchase travel insurance when booking travel, how do I purchase Travel insurance now?
A: Go to “BUY NOW” and follow the directions.