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  • Brief Description of Coverage Brief Description of Insurance Coverage

    We provide travel insurance coverage and assistance through Travel Guard one of the world's largest providers of travel insurance and assistance services. The following plan can be included for a nominal fee for all tour participants. It is mandatory that the entire group purchase insurance to receive the specially negotiated rates. If not, optional coverage can be purchased on an individual basis. For pricing, please contact a Group Coordinator:

    Group Insurance Program

    • Trip Cost Trip Cancellation & Interruption - Reimburses for forfeited, nonrefundable, unused payments or deposits if you must cancel your trip due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
    • $1,000 Trip Delay - Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
    • $2,500 Baggage & Personal Effects Loss- Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
    • $500 Baggage Delay - Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
    • $50,000 Medical Expense - Medical Expense covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
    • $50,000 Emergency Evacuation and Repatriation of Remains - Emergency Medical Transportation covers evacuation and transportation to the nearest adequate medical facility,(home in the event of death or if medically required).
    • $25,000 Accidental Death & Dismemberment - Covers death and loss of limb or eyesight within 180 days
    • Travel Medical Assistance - Services available for emergency medical requests
    • Worldwide Travel Assistance - Assistance with any travel emergency or request for general travel information
    • LiveTravel® - 24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
    • Live messaging - Relay of any e-mail or phone message to family, friends or business associates
    • Emergency Cash transfers - Assistance in coordinating an emergency cash advance.
    • Pre-trip travel advisories - Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information all for your planned destination.
    • Lost Baggage Tracking - Assists in locating lost or stolen possessions.
    • Concierge Services - 24-hour access to Restaurant Referrals, Event Ticketing, Golf Course Recommendations & Tee Times, arrangement of ground transportation and Floral Services.
    Pre-existing medical condition automatically waived as insurance is included in the cost of the trip.
This is only a brief description of the coverage(s) available.
The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.
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