Brief Description of Coverage

Brief Description of Insurance Coverage

e provide travel insurance coverage and assistance through Travel Guard, one of the world's largest providers of travel insurance and assistance. The following plans are available:

If insurance plan is purchased with deposit, you automatically receive:

Coverage for pre-existing medical conditions and Financial Default*

Tour Protection Plan

Tour Cost Trip Cancellation & Interruption - Reimburses for forfeited, nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
$500 Trip Delay - Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
$1,000 Baggage & Personal Effects - Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
$200 Baggage Delay - Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
$20,000 Medical Expense - Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
$300,000 Emergency Medical Transportation - Covers evacuation and transportation to the nearest adequate medical facility.
$10,000 Accidental Death & Dismemberment - Covers death and loss of limb or eyesight within 180 days of an accident.
$30,000 Common Carrier Accidental Death & Dismemberment - Covers death and loss of limb or eyesight within 180 days of an accident while flying.
Travel Guard Assist*
Offers emergency assistance anywhere in the world.
LiveTravel*
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!
Live messaging*
Relay of any e-mail or phone message to family, friends or business associates
Emergency Cash transfers*
Assistance in coordinating an emergency cash advance.
Pre-trip travel advisories*
Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information - all for your planned destination.
Lost Baggage Tracking*
Assists in locating lost or stolen possessions - for one year!

*Non-insurance services are provided by Travel Guard Assist.

Premium:
Student Plans (Ages 30 and below):	0 - 10 days = $71 per person 11 + days = $102 per person
Adult Plans (Ages 31 and above):	0 - 10 days = $112 per person 11+ days = $133 per person

*Financial Default of an airline, cruise line, or tour operator resulting in the
complete cessation of services. Excluded is the organization from which the
Insured purchased his or her trip or this coverage. This coverage applies only
if: (1) the Insured purchased this coverage with initial trip payment, and (2) the financial default occurs more than 14 days after the Insured’s coverage effective date;

This is only a brief description of the coverage(s) available under policy series T30337NUFIC. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 70 Pine Street, New York, NY 10270. Is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.