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    Brief Description of Coverage

    For questions regarding coverage or to file a claim please call 1.866.385.4839

    We provide travel insurance coverage and assistance through Travel Guard, one of the world's largest providers of travel insurance and assistance.

    We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The various plans developed for brol.com by Travel Guard may be purchased to do just that. For a list of plan options and complete Description of Coverage, please click here.

    Vacations/Cruises Plan

    • Trip Cost Trip Cancellation
      Reimburses for nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to a covered illness, injury, or death of you, a family member, traveling companion or business partner or for other covered reasons.
    • 125% Trip Cost Trip Interruption
      Reimburses for the missed portion of your trip plus the ticket or change fee if you must return home early due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
    • $500 Trip Delay
      Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
    • $500: Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $1,000 Baggage & Personal Effects Loss
      Can reimburse you if your luggage is lost, damaged, or stolen while on your trip.
    • $500 Baggage Delay
      Can reimburse you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $20,000 Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $50,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation and transportation as directed by a physician to the nearest adequate medical facility.
    • $50,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 180 days of an accident during your trip.
    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

    Premium: 6.5% of Trip Cost per person ($25 per person minimum)

    To enroll in the Vacations/Cruises Plan, pay the plan cost at any time up until your final payment. Pre-existing medical condition exclusion waived if plan is purchased with initial trip payment. For a complete Description of Coverage please click here.

    * Non-insurance services are provided by Travel Guard.

    Domestic Air Ticket program

    • Trip Cost Trip Cancellation
      Reimburses for nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to a covered illness, injury, or death of you, a family member, traveling companion or business partner or for other covered reasons.
    • 125% Trip Cost Trip Interruption
      Reimburses for the missed portion of your trip plus the ticket or change fee if you must return home early due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
    • $500 Trip Delay
      Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
    • $500: Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $500 Baggage & Personal Effects Loss
      Can reimburse you if your luggage is lost, damaged, or stolen while on your trip.
    • $300 Baggage Delay
      Can reimburse you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $25,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 180 days of an accident during your trip.
    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

    Premium: 5% of Trip Cost per person ($14 per person minimum)

    To enroll in the Domestic Air Ticket Program, pay the plan cost at any time up until 24 hours prior to departure. For a complete Description of Coverage please click here.

    * Non-insurance services are provided by Travel Guard.

    International Air Ticket Program

    • Trip Cost Trip Cancellation
      Reimburses for nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to a covered illness, injury, or death of you, a family member, traveling companion or business partner or for other covered reasons.
    • 125% Trip Cost Trip Interruption
      Reimburses for the missed portion of your trip plus the ticket or change fee if you must return home early due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
    • $500 Trip Delay
      Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
    • $500: Missed Connection
      Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.
    • $750 Baggage & Personal Effects Loss
      Can reimburse you if your luggage is lost, damaged, or stolen while on your trip.
    • $300 Baggage Delay
      Can reimburse you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $10,000 Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $20,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation and transportation as directed by a physician to the nearest adequate medical facility.
    • $25,000 Accidental Death & Dismemberment
      Pays for loss of life and limb if it occurs within 180 days of an accident during your trip.
    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • LiveTravel® Emergency Services*
      Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

    Premium: 5.5% of Trip Cost per person ($16 per person minimum)

    To enroll in the International Air Ticket Program, pay the plan cost at any time up until 24 hours prior to departure. Pre-existing medical condition exclusion waived if plan is purchased with initial trip payment. For a complete Description of Coverage please click here.

    * Non-insurance services are provided by Travel Guard.

    Lodging Protection Plan

    • $1,000 Trip Cancellation
      Reimburses for nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to a covered illness, injury, or death of you, a family member, traveling companion or business partner or for other covered reasons.
    • $1,000 Trip Interruption
      Reimburses for the missed portion of your trip plus the ticket or change fee if you must return home early due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.
    • $500 Trip Delay
      Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
    • $500 Baggage Delay
      Can reimburse you up to $100 per day for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
    • $10,000 Medical Expense
      Pays for medical expenses incurred while on a trip.
    • $25,000 Emergency Evacuation & Repatriation of Remains
      Covers evacuation and transportation as directed by a physician to the nearest adequate medical facility.
    • Travel Medical Assistance*
      A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
    • Worldwide Travel Assistance*
      Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
    • Concierge Services*
      Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we'll find it for you.
    • Roadside Assistance
      Towing assistance, flat tire assistance, oil, fluid, water delivery service, fuel delivery service, lock out assistance, battery assistance and collision assistance.
    • Identity Theft Services
      If personal information is stolen, emergency travel counselors will assist in contacting credit card companies, monitoring credit reports and working with local authorities to help with identity restoration.
    • Pet Return Service
      Coordinate the return home of your pets if sickness or injury causes travel to be interrupted.

    Premium: $15 per booking + $3 policy fee

    To enroll in the Lodging Protection Plan, pay the plan cost at any time up until 24 hours prior to departure. Pre-existing medical condition exclusion waived if plan is purchased within14 days of the initial trip payment. For a complete Description of Coverage please click here.

    * Non-insurance services are provided by Travel Guard.

    Car Rental Collision Coverage

    • $25,000 limit - $250 deductible

    Premium: $8 per car per day

    To enroll in the Car Rental Collision Coverage, pay the plan cost at any time prior to signing the rental agreement. For a complete Description of Coverage please click here.

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Non insurance services are provided by Travel Guard.
 
This is only a brief description of the coverage(s) available.
The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.