
Brief Description of Insurance Coverage
We provide travel insurance coverage and assistance through Travel Guard, one of the world's largest providers of travel insurance and assistance. The following plan may be purchased to cover your travel investment:
Activity Protection Plan
- $1,000 Trip Cancellation & Interruption - Reimburses for forfeited, nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to a covered illness, injury, or death of you, a family member, or traveling companion or for other covered reasons.
- $500 Trip Delay - Reimburses if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.
- $500 Baggage Delay – Reimburses up to $100 per day for the purchase of essential items if your bags are delayed for more than 12 hours.
- $10,000 Medical Expense - Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
- $25,000 Emergency Evacuation and Repatriation of Remains - Emergency Evacuation covers evacuation and transportation to the nearest adequate medical facility.
Assistance Services
Travel Medical Assistance* A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
Worldwide Travel Assistance* Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
Roadside Assistance* towing assistance, flat tire assistance, oil, fluid, water delivery service, fuel delivery service, lock out assistance, battery assistance, and collision assistance
Concierge Assistance* Whatever you need, whenever you need it. expert Personal Assistance Coordinators are always available for tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater ticket, and more.
Identity Theft Assistance* If personal information is stolen, emergency travel counselors will assist in contacting credit card companies, monitoring credit reports and working with local authorities to help with identity restoration. (Not available to NY residents).
Pet Return Service* Coordinate the return home of your pets if sickness or injury causes travel to be interrupted.
* Non-insurance services are provided by Travel Guard. Activity Protection Plan can be purchased no later than 24 hours prior to departure. Please note, pre-existing medical conditions will be waived if insurance is purchased with initial deposit.
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Vacation Protection Plan
- Trip Cost Trip Cancellation & 125% of Trip Cost Interruption - Reimburses for forfeited, nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to a covered illness, injury, or death of you, a family member, or traveling companion or for other covered reasons.
- $500 Trip Delay - Reimburses if your trip is delayed for 6 or more consecutive hours for reasonable additional expenses until travel becomes possible.
- $500 Missed Connection - Reimburses if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three to six hours to your point of departure.
- $1,000 Baggage & Personal Effects Loss - Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
- $100 Baggage Delay – Reimburses for the purchase of essential items if your bags are delayed for more than 24 hours.
- $20,000 Medical Expense - Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
- $50,000 Emergency Evacuation and Repatriation of Remains - Emergency Evacuation covers evacuation and transportation to the nearest adequate medical facility.
- $25,000 Accidental Death & Dismemberment – Covers death and loss of limb or eyesight within 180 days of the accident.
Assistance Services
Travel Medical Assistance* A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
Worldwide Travel Assistance* Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
LiveTravel® Emergency Services* Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.
* Non-insurance services are provided by Travel Guard. Vacation Protection Plan can be purchased no later than 24 hours prior to departing on the Trip. Please note, pre-existing medical conditions will be waived if insurance is purchased with initial deposit.
****CLICK HERE FOR DETAIL COVERAGE****