My daughter and her boyfriend were in Punta Cana. Suddenly she called home and told me she had food poisoning and had to spend three days of their trip in the hospital. Thankfully, they purchased trip insurance through Travel Guard. Being a Mom stuck here in the US with my hands tied, unable to be with my daughter, I was worried sick. Travel Guard helped with everything — the plan covered all the medical expenses not covered by her health insurance and reimbursed their lost vacation time. Thank you for offering this insurance plan and helping to put a Mom's mind at ease! I strongly encourage all travelers (or parents of travelers) to purchase a travel insurance plan through Travel Guard. I know I will!-Maureen M.