• AAA

    Brief Description of Coverage


    Choice Plus

    Trip Cancellation: 100% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 150% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses additional transportation costs to join trip or return home.

    Trip Delay: $900 per person

    Reimburses for reasonable accommodations for a trip delayed more than 5 hours due to a covered reason.

    Missed Connection: $500 per person

    Reimburses additional transportation costs to join trip due to common carrier delay when delayed 3-12 hours.

    Baggage, Personal Effects & Travel Documents: $1,500 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage Delay: $500 per person

    Reimburses for the purchase of essential items if your bags are delayed more than 12 hours.

    Medical Expense: $50,000 per person

    Covers necessary medical treatment for up to one year provided initial treatment was received while on the trip.

    Emergency Evacuation & Repatriation of Remains: $500,000 per person

    Covers evacuation expenses to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    When purchased within 21 days of initial payment

    • Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $50,000 of trip cost per person (limitations apply).
    • Trip Cancellation/Interruption due to Financial Default
     

    Optional Coverages

    Umbrella Package: Valuable addition to increase your coverage limits. Your Medical Expense and Emergency Evacuation limits will double. Emergency Evacuation to the adequate licensed medical facility of the Insured’s choice is Included.
    Cancel For Work Reasons: For travelers who want trip cancellation and interruption coverage in the event they must cancel due to business-related reasons.

    View the complete Description of Coverage - Washington residents

    View the complete Description of Coverage - Nationwide (excluding Washington)


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    Choice

    Trip Cancellation: 100% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 100% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses additional transportation costs to join trip or return home.

    Trip Delay: $750 per person

    Reimburses for reasonable accommodations for a trip delayed more than 12 hours due to a covered reason.

    Missed Connection: $500 per person

    Reimburses additional transportation costs to join trip due to common carrier delay when delayed 3-12 hours.

    Baggage, Personal Effects & Travel Documents: $1,000 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage Delay: $250 per person

    Reimburses for the purchase of essential items if your bags are delayed more than 24 hours.

    Medical Expense: $20,000 per person

    Covers necessary medical treatment for up to one year provided initial treatment was received while on the trip.

    Emergency Evacuation & Repatriation of Remains: $150,000 per person

    Covers evacuation expenses to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    When purchased within 21 days of initial payment

    • Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $30,000 of trip cost per person (limitations apply)
    • Trip Cancellation/Interruption due to Financial Default
     

    View the complete Description of Coverage - Washington residents

    View the complete Description of Coverage - Nationwide (excluding Washington)


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    International Air

    Trip Cancellation: 100% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when cancellation is due to a covered reason.

    Trip Interruption: 125% Trip Cost

    Reimburses pre-paid, non-refundable trip costs when interruption is due to a covered reason.
    Reimburses additional transportation costs to join trip or return home.

    Trip Delay: $500 per person

    Reimburses for reasonable accommodations for a trip delayed more than 6 hours due to a covered reason.

    Missed Connection: $500 per person

    Reimburses additional transportation costs to join trip due to common carrier delay when delayed 3-12 hours.

    Baggage, Personal Effects & Travel Documents: $750 per person

    Reimburses you when your luggage is lost, stolen or damaged while on your trip.

    Baggage Delay: $300 per person

    Reimburses for the purchase of essential items if your bags are delayed more than 24 hours.

    Medical Expense: $10,000 per person

    Covers necessary medical treatment for up to one year provided initial treatment was received while on the trip.

    Emergency Evacuation & Repatriation of Remains: $20,000 per person

    Covers evacuation expenses to the nearest adequate medical facility or home when medically required. Also includes repatriation.

    Accidental Death & Dismemberment: $25,000 per person

    Covers loss of life or limb within 180 days of accident during trip.

    When purchased within 24 hours of initial payment

    Coverage if a pre-existing medical condition forces you to cancel or interrupt a trip. Applies to the first $25,000 of trip cost per
    person (limitations apply).

    View the complete Description of Coverage - Washington residents

    View the complete Description of Coverage - Nationwide (excluding Washington)


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    Renters Collision Insurance

    Car Rental Collision Coverage: $35,000

    Reimburses Insured’s rented car when damaged while on a trip due to collision, vandalism, windstorm, fire, hail or flood, while in his/her possession. $250 deductible applies.

    View the complete Description of Coverage - Washington residents

    View the complete Description of Coverage - Nationwide (excluding Washington)


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    MedEvac Plan

    $50,000 Medical Expense

    Covers medically necessary medical and dental expenses during your trip provided the injury or sickness occurred while on your trip and you sought initial medical treatment while on your trip.

    Emergency Evacuation (Limited to 1 per person):

    Provides coverage for necessary emergency medical evacuations for an injury or illness incurred while traveling. Transports you to the hospital of your choice where appropriate medical treatment can be obtained and then home if warranted.

    Repatriation of Remains:

    Covers return of remains in the event of an unfortunate death while traveling.

    $25,000 Accidental Death & Dismemberment:

    Covers death and loss of limb or eyesight within 365 days of an accident.

    $100,000 Security Evacuation

    If, as a result of an Occurrence that takes place during an Insured’s Trip and while traveling outside his or her Home Country, an Insured requires a Security Evacuation, the Insurer will pay a benefit to Transport the Insured to the Nearest Place of Safety. Includes coverage for natural disaster. (Not available in FL and PA.)

    Optional Adventure Sports Coverage

    Coverage is provided for many adventure sports activities typically not covered including mountaineering, aviation, hang gliding, skydiving, parachuting and bungee jumping.

    Optional Baggage Upgrade

    Includes $1,000 Baggage & Personal Effects Loss and $300 Baggage Delay

    This is not basic health insurance or major medical coverage and is not designed as a substitute for basic health insurance or major medical coverage. Insurance coverage subject to limitations, exclusions and terms and conditions of policy.

    View the complete Description of Coverage - Washington residents

    View the complete Description of Coverage - Nationwide (excluding Washington)


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    Coverage may vary by state

Non insurance services are provided by Travel Guard.
 
This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.